Capital Small Finance Bank Limited

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Industrial & Financial Services · NSE / BSE

Capital Small Finance Bank Limited, founded in 1999, has steadily grown into a trusted small finance bank in India, becoming the first non-NBFC microfinance institution to receive an SFB license in 2015. The bank focuses on semi-urban and rural areas, serving middle-income customers earning between ₹4 lakh and ₹50 lakh with a mix of financial products, strong customer service, and a blend of branch-based and digital banking options. Headquartered in Jalandhar, it now operates 172 branches and 174 ATMs across Punjab, Haryana, Rajasthan, Delhi, Himachal Pradesh, and Chandigarh, with nearly 76% of its customers coming from rural and semi-urban regions. Most of its loans are secured and backed by immovable property, with average loan sizes of ₹12.3 lakh for agriculture, ₹18.2 lakh for MSME, and ₹11.6 lakh for mortgage loans. Supported by a workforce of 1,827 employees, the bank remains committed to offering reliable and accessible banking services to the communities it serves.